Terms of Use — PredictorHQ

1. Operator and Scope

This website (predictorhq.com) is an independently operated editorial resource ("PredictorHQ", "we"). Operator contact details are in the imprint. These Terms are governed by the laws of Cyprus.

By using this website, you agree to these Terms of Use. If you do not agree, do not use the site.

2. Nature of Content — Informational, Not Advice

The content on this website is editorial and informational only. It is not:

Investment advice, securities advice, or a personal recommendation
Financial advice within the meaning of MiFID II, the US Investment Advisers Act, or any equivalent statute
Tax, legal, or regulatory advice
An offer or solicitation to buy, sell, or trade any prediction market contract, derivative, security, or financial product
A substitute for independent professional advice

We compare prediction market platforms and publish editorial opinion based on publicly available information and our own research. We cannot assess your individual financial situation, tax position, or risk tolerance. You should consult a qualified professional before trading any instrument discussed on this site.

3. Risk Warning — Prediction Markets

Trading prediction market contracts carries substantial risk of loss. Specifically:

You can lose up to 100% of the capital committed to any individual contract
Prediction market contracts are binary in resolution — a contract you hold may settle at 0 or at 1
Liquidity can be thin; you may be unable to close a position at a fair price before resolution
Regulatory conditions can change quickly — platforms may become unavailable in your jurisdiction, impose new restrictions, or be forced to delist contracts
Tax treatment varies by jurisdiction and can change retroactively
Platform risk exists: in a liquidation or insolvency scenario customer fund protections vary materially by platform and jurisdiction

Do not trade prediction markets with money you cannot afford to lose. Prediction market activity should be sized as a minor position within a diversified portfolio.

4. Accuracy

We take reasonable care to verify facts at the time of publication — regulatory status, fees, product features — but the prediction market space moves fast. Information on this site may be outdated, incomplete, or incorrect by the time you read it. Before signing up for or trading on any platform, verify the current terms directly with the provider.

We correct errors when notified. Email [email protected].

5. Affiliate Relationships

We earn commissions when readers open accounts through certain links on this site. These are affiliate links and are marked with rel="sponsored nofollow". The current list of affiliate partners includes:

Kalshi
Polymarket
PredictIt
Robinhood
Opinion Trade

Affiliate relationships do not influence our editorial rankings or opinions. Platform scores are not adjusted up or down based on commission economics. Our methodology is public and was finalised before affiliate relationships were established.

6. Third-Party Products and Links

This site discusses third-party financial and prediction market products. We are not affiliated with these companies in any corporate capacity. We are not responsible for:

The accuracy of information on third-party websites
The terms, conditions, or regulatory status of third-party products
Any trading or financial decisions made based on third-party content we link to
Losses arising from using third-party services

7. User Conduct

You agree to use this site lawfully. Specifically, you will not:

Attempt to gain unauthorised access to our systems
Scrape content at rates that burden our infrastructure
Misrepresent our content or strip attribution when citing us
Use our content to mislead third parties (e.g. fake reviews, fabricated quotes)

8. Intellectual Property

All original content on this site — writing, tables, methodology, design — is copyrighted by the operator of PredictorHQ unless otherwise stated. You may quote short passages with attribution and a link back. For republishing or longer excerpts, contact us first.

Brand names, logos, and product descriptions referring to third parties (Kalshi, Polymarket, PredictIt, Robinhood, Opinion Trade, and others) belong to their respective owners and are used under fair-use principles for editorial comparison.

9. Disclaimer of Warranties

This site is provided "as is." We make no warranties — express or implied — about the accuracy, completeness, or timeliness of content. To the maximum extent permitted by law, we disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the maximum extent permitted by law, the operator of PredictorHQ is not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of this site or from financial or trading decisions made based on its content. Our maximum liability to any user in any calendar year is capped at €100.

This limitation does not apply to: liability for wilful misconduct or gross negligence, or other liability that cannot be limited by contract under applicable mandatory law.

11. Changes to the Terms

We may update these Terms when the law changes or our practices change. The "last updated" date reflects the most recent revision. Continued use of the site after changes means you accept the updated terms.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of Cyprus, excluding conflict-of-laws provisions. For consumers, the statutory rules apply — you can sue or be sued in the country where you have your habitual residence in the EU. Nothing in this section limits any statutory consumer protections that apply to you under your local law.

13. Online Dispute Resolution

The European Commission provides a platform for online dispute resolution: ec.europa.eu/consumers/odr. We are not obliged and not willing to participate in dispute resolution proceedings before a consumer arbitration board.

14. Contact

For questions about these Terms: [email protected].